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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis provide a good customer service and are extr...

Vanquis provide a good customer service and are extremely helpful in all matters Reviewed on: 9th July 2025

Zero customer service staff in the UK.

Zero customer service staff in the UK. They have no idea how HMRC works for declaring income yet request the impossible for a credit increase. Ask them to get someone in the UK to call you back, doesn't exist. Reviewed on: 9th July 2025

Very helpful, understanding customer service team.

Very helpful, understanding customer service team. They have helped me get my credit rating to excellent.....a million thanks Reviewed on: 9th July 2025

Very easy to use and understand the app, easy set up...

Very easy to use and understand the app, easy set up for direct debit Reviewed on: 9th July 2025

I joined and the set up was incredibly easy.

I joined and the set up was incredibly easy. I recommended a couple of friends and the recommendation bonus came through incredibly quickly. Customer service has always been excellent, I would heartily recommend. Reviewed on: 9th July 2025

great card

great card good limit app is easy to use Reviewed on: 9th July 2025

It’s easy to work on it I’m very happy

It’s easy to work on it I’m very happy Reviewed on: 9th July 2025

App a great way to keep in control of your finances.

The application was super quick. The app is great! Allows you to keep an eye on you balance. I like that you can manage your finances by having a real time balance rather than waiting for statements. Reviewed on: 9th July 2025

Never had any problems with Vanquis.

Never had any problems with Vanquis. Reviewed on: 9th July 2025

Seems okay just to start off with

Seems okay just to start off with Reviewed on: 9th July 2025

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