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Vanquis : Credit builder credit card reviews

4.73
Based on 28,648 reviews, last reviewed 13th Jun 2026
395950% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis have helped me rebuild my credit rating and... Vanquis have helped me rebuild my credit rating and also afford to live whilst doing so. Reviewed on: 13th June 2026
Hayley H's avatar
Hayley H

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28648)

Using the Vanquis credit card has been a genuinely s...

5
Using the Vanquis credit card has been a genuinely smooth and rewarding experience from start to finish. I initially applied to help rebuild my credit score, and the approval process was quick, clear, and hassle-free. Within days, my card arrived with easy-to-understand instructions and a manageable credit limit that encouraged responsible spending. What really stood out was the Vanquis app, it’s user-friendly, updates in real time, and makes tracking payments or setting reminders incredibly simple. I especially appreciate how it shows my credit score progress, which has steadily improved since I started using the card wisely. Their customer service has also been spot on with friendly, professional, and helpful any time I had a question. Plus, the ability to increase my credit limit over time (based on good usage) gave me even more confidence in managing my finances. Vanquis didn’t just give me a card they gave me the tools to take control of my credit. Highly recommended for anyone who’s serious about improving their financial Reviewed on: 19th April 2025

Easy to use and very friendly service

5
Easy to use and very friendly service Reviewed on: 19th April 2025

Great service and excellent customer support I would...

5
Great service and excellent customer support I would highly recommend to anyone Reviewed on: 19th April 2025

Professional Staff

5
Staff are very professional, willing to listen to your situation and willing to assist and provide a solution which do not pressure for payment Reviewed on: 19th April 2025

Very helpful.

5
Very helpful. Good communication. Sensible advice. Always available to speak to. Definitely helped me and I would highly recommend to everyone. Reviewed on: 19th April 2025

VANQUIS Excellent Credit Card Provider

5
Excellent Credit Card Provider THAT rewards the customers with regular credit limit increases. Very impressive customer service too. Good that the customer can operate account online rather than having to use the app which I do not wish to use for any of my banking! Reviewed on: 19th April 2025

A good card to build credit score responsibly

5
Easy to use manage credit limits well good information unrest rate is reasonable however I pay off all balance when several a good started card Reviewed on: 19th April 2025

Excellent good one

5
Excellent good one with current a Reviewed on: 19th April 2025

Perfect Starter Card for Building Credit

5
This credit card is an excellent tool for building credit, especially for beginners. It reports to all three major credit bureaus, making every on-time payment count. The approval process is straightforward, even for those with limited or no credit history. It also offers useful features like account alerts and free credit score tracking. While the interest rate may be on the higher side, responsible use can help you quickly establish a solid credit profile. Highly recommended for anyone starting their credit journey. Reviewed on: 19th April 2025

Vanquish credit card is good, Each time I time I use...

4
Vanquish credit card is good, Each time I time I use the card they are no charging me more than what I used. Reviewed on: 19th April 2025

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