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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28646 reviews)

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4.73

Based on 28,646 reviews, last reviewed 12th Jun 2026

395850% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Customer service Willing to listen and very good at explaining problem giving solutions to correct the issue Reviewed on: 12th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28646)

The card for people who can't get another card

The card for people who can't get another card Reviewed on: 19th April 2025

I got the Vanquis Credit Card to help rebuild my cre...

I got the Vanquis Credit Card to help rebuild my credit, and overall, I’d say it does what it promises — but it comes with a few things to watch out for. First off, it was easy to apply and get approved, even with a poor credit score. They started me off with a low credit limit, which is expected, but over time they increased it as I made payments on time. That’s definitely a plus. The app is straightforward and makes it simple to check my balance, make payments, and keep track of spending. I also like that there’s no annual fee, so I’m not being charged just for having the card. Reviewed on: 19th April 2025

Ideal for low credit score

Took out a Vanquis credit card when my credit score was terrible but they believed in me & helped me Reviewed on: 19th April 2025

I am very pleased with vanquis by the way they treat...

I am very pleased with vanquis by the way they treat you. They respect you. I was able to get credit where I could not get credit elsewhere. They are very professional. I find them very reasonable with the credit they give you. Repayments are very reasonable. I like that you can pay more of than the given payment to pay back. Reviewed on: 19th April 2025

Handy and easy to use great for holidays

Handy and easy to use great for holidays Reviewed on: 19th April 2025

Easy to use and affordable repayments

Easy to use and affordable repayments Reviewed on: 19th April 2025

Have been with vanquis as a customer for years now.

I have been with vanquis as a customer for years now. Always available to help, at a cost. The interest rates are quite high, so wise to look into that before you decide. I have never really had a problem with them. Great company which if they can help,...will. Reviewed on: 19th April 2025

Satisfied- continue the good work .

Very easy to make payments, helpful on the phone. Listens to customers and responds to queries by customers. Reviewed on: 19th April 2025

The Tide changed with Vanquis card

Vanquis card gave me the life line I needed for financial stability & security. When no where else wanted to help even with a £100 pounds overdraft Vanquis took the risk of £500 pounds to begin, what this meant for me & my little children then was well begin & confidence. I did not have to beg or loan from anyone for extra food, day trips, holidays or much needed items like computers. Yes the interest rates were very high, but I was able to hold my head high and confidently walk down the streets. Vanquis you can do better by reducing your interest especially when you see one struggling for years to clear say 2 thousand by reducing the interest you keep on adding monthly making it very difficult for one to experience the freedom you offered at the beginning. Either way thanks for then. Reviewed on: 19th April 2025

Great to great the vanquish card .

Great to great the vanquish card and the app is straight forward Reviewed on: 19th April 2025

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