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Vanquis : Credit builder credit card reviews

4.73
Based on 28,641 reviews, last reviewed 10th Jun 2026
395650% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very good card easy to understand statements I’m hap... Very good card easy to understand statements I’m happy with this card Reviewed on: 10th June 2026
Paul mead's avatar
Paul mead

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28641)

Eternally grateful!

5
I was granted an increase in my credit limit and the whole scenario was easy, no confusion and a very satisfactory outcome. They showed faith in me and I am quite happy to recommend Vanquis.. I cannot praise them enough. Reviewed on: 18th April 2025

Super helpful, never had any issues

5
Super helpful, never had any issues Reviewed on: 18th April 2025

I’ve been customer for over 10 years and never had i...

5
I’ve been customer for over 10 years and never had issues whenever i ring up for anything customer service have been very helpful. They way I’ve managed my credit card with vanquis started with 150 pound limit now mine is at 5k with and option for 8k if i want it they’ve been great for me.. build my score from -80 to 950 all credit to vanqius for trusting me and taking me on when no one wouldn’t even look at me just. All because business wen bust couldn’t be helped at the time ruined me financially mentally as years went by I’ve made very good recovery all credit card companies queuing up want it me to take card from them even my bank keeps offering me i wouldn’t even look at them when i needed help they didn’t want to know now I’m in good shape financially all want to lend me credit. Well I’m sticking with vanquis best for me. Reviewed on: 18th April 2025

I have used Vanquis credit card for more than 4 yea...

5
I have used Vanquis credit card for more than 4 years and it helped me build my credit file. I will recommend Vanquis because I was supported well when I had no job and it didn't impact on my credit file. Reviewed on: 18th April 2025

brilliant service continually since joining them sev...

5
brilliant service continually since joining them several years ago, brilliant in every way, no hasstles Reviewed on: 18th April 2025

Very high APR impossible to pay back

5
Very high APR impossible to pay back Reviewed on: 18th April 2025

Have had my card for over 10 years always paid off m...

2
Have had my card for over 10 years always paid off my balance I underpaid by 10p and was charged fees while I understand this was my fault it was clearly a mistake staff extremely unhelpful and rude Reviewed on: 18th April 2025

APR to high but overall service very good.

5
APR to high but overall service very good. Reviewed on: 18th April 2025

Good and i like to win:) please and thank you

5
Good and i like to win:) please and thank you Reviewed on: 18th April 2025

Vanquis has been there for me in times of trouble an...

4
Vanquis has been there for me in times of trouble and has helped in improving my credit score , they are always informitive and keep me up to date Reviewed on: 18th April 2025

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