Paid advertisement
Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.80
Based on 21,799 reviews, last reviewed 20th May 2026
85800% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

app easy to use Always find the app easy to use and informative Reviewed on: 20th May 2026
Antony J's avatar
Antony J

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (21799)

Not too bad for credit card and it easy to use on mo...

5
Not too bad for credit card and it easy to use on mobile app for apply pay Reviewed on: 7th May 2024

Customer of 10 years plus

5
Always very helpful and listen and understand to your situation. Give good advice and take the time to deal with any problems/complaints. Reviewed on: 7th May 2024

Very helpful team.

5
Very helpful team....they help you look after your finances and are always on hand to assist. Reviewed on: 7th May 2024

Very easy app, always customer service is very helpf...

5
Very easy app, always customer service is very helpful and friendly Reviewed on: 7th May 2024

Exceptional

5
Very easy to use card, staff are very understanding of the process and can always help. Easy repayment plans make the whole process very affordable. Any problems and you are talking to real people who are willing to listen. Reviewed on: 7th May 2024

Vanquis are great for credit building - APR rate dro...

5
Vanquis are great for credit building - APR rate dropped after a couple of years and was the lowest rate across other cards - however has gone back up again recently due to rising interest rates Reviewed on: 7th May 2024

Good valuable card

4
Good help but few places like TFL it's not accepted on machines. Otherwise it's good one Reviewed on: 7th May 2024

Easy to use

5
Easy to use and credit updates available if you're managing card well. Use the app a lot to see exactly where I am with my spending and exactly when I need to make payments. Reviewed on: 7th May 2024

I feel that your interest rates are too high compar...

5
I feel that your interest rates are too high compared with other cards so i only use this card in an emergency Reviewed on: 7th May 2024

Not super rather Average too expensive.

4
Not super rather Average too expensive. Reviewed on: 7th May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products