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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very handy and helpful customer service!

5
Very handy and helpful customer service! Reviewed on: 9th July 2025

Simple and easy set up and card arrived quickly

5
Simple and easy set up and card arrived quickly Reviewed on: 9th July 2025

It is the best credit card ever in my life

5
It is the best credit card ever in my life Reviewed on: 9th July 2025

Vanquis wonderful

5
Wonderful service, great offer for balance transfer interest free Reviewed on: 9th July 2025

My experience has been nothing but a breeze !

5
My experience has been nothing but a breeze ! Great customer service Reviewed on: 9th July 2025

credit score

5
It has aloud me to better my credit score and help me pay off my debt. Reviewed on: 9th July 2025

Easy Reviews Easy Credit

5
Reviews to increase credit limit are simple and easy, credit score to access the card isn’t too stringent - Ultimately Vanquis and their app is easy to use and can function as a decent credit buolder for first time lenders. Reviewed on: 9th July 2025

Honestly regardless of "prize money" vanquis has alw...

5
Honestly regardless of "prize money" vanquis has always been fair to me, wether that's been when I've had financial troubles and lost my job, things have always been explained fairy, simply and with no judgement. So regardless I'm grateful I was able to get a card though not having a great credit score Reviewed on: 9th July 2025

As someone who has had issues with bad credit vanqui...

5
As someone who has had issues with bad credit vanquis gave me a chance and i couldnt be happier. Everything is so easy to use i.e the app and making payments. Reviewed on: 9th July 2025

Vanquis is customer centric

5
user friendly website, easy to use. Never had a problem with transactions and payements using DD so far. Customer service is responsive where I had to call for an intial delay in receiving the card, turned out to be a delay in transit. Recommend vanquis. Reviewed on: 9th July 2025

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