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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Reliable card

5
Good and responsible credit limit increases. Reviewed on: 9th July 2025

I can wait to pay and cancel it.

2
I can wait to pay and cancel it. Reviewed on: 9th July 2025

I'm using vanquis card for long time very happy with...

5
I'm using vanquis card for long time very happy with the service Reviewed on: 9th July 2025

Never a issue with them and nice credit limit

5
Never a issue with them and nice credit limit Reviewed on: 9th July 2025

It helped me build my credit score and transfer mone...

5
It helped me build my credit score and transfer money from another credit card. Reviewed on: 9th July 2025

Very understanding especially through difficult times

5
Very understanding especially through difficult times Reviewed on: 9th July 2025

Brilliant company

5
They have been brilliant they helped build my credit rating up Reviewed on: 9th July 2025

The only credit card you need.

5
Excellent service, never any problems. Automated payment via telephone is very easy. If needed a reminder is sent before payment is due. Reviewed on: 9th July 2025

Excellent

5
It was quick and easy and had communication from them on the progress Reviewed on: 9th July 2025

Good and responsive.

4
Good and responsive. Easy to follow instructions. Reviewed on: 9th July 2025

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