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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent all-round service

5
When speaking with staff they have always been polite and helpful. Their app is user-friendly and provides a range of options for monitoring your account. Never had a bad experience with them. Reviewed on: 3rd May 2024

Fantastic

5
Fantastic definitely recommend, friends have already purchased a card Reviewed on: 3rd May 2024

easy to use, quick payout, everything was so simple ...

5
easy to use, quick payout, everything was so simple Reviewed on: 3rd May 2024

Card doesn’t always work at merchants l have had to...

5
Card doesn’t always work at merchants l have had to transfer money back into my own account because of not being able to use the vanquis card Reviewed on: 3rd May 2024

It's been ok but with increases it sort of mislead y...

4
It's been ok but with increases it sort of mislead you and you kind of feel a bit ripped off having to jump through hoops filling out more questions and waiting only to be told not a moment and will keep looking at your account even though they tell you I have been doing well on my account. Reviewed on: 3rd May 2024

I have had excellent service nothing to much trouble...

5
I have had excellent service nothing to much trouble for them could not fault them in any way Reviewed on: 3rd May 2024

Not very good would not recommend

1
Not very good would not recommend Reviewed on: 3rd May 2024

Credit card with Vanquis

5
Have had a Credit card with Vanquis for 9 months and found customer service very helpful especially with technical issues. Vanquis always keep me updated with changes which are happening to my account in the near future. Reviewed on: 3rd May 2024

Great service since joined some years ago

5
Very helpful customer service and promptly deal with any issues Reviewed on: 3rd May 2024

Money freedom

5
Vanqquis helped me to become debt free and restore my credit rating. Reviewed on: 3rd May 2024

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