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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis has always been a reliable provider and I ha...

5
Vanquis has always been a reliable provider and I have used my card all around the world Reviewed on: 3rd May 2024

Very easy to use especially with the app

5
Very easy to use especially with the app Reviewed on: 3rd May 2024

Remarkable Service

5
Nothing has been a problem, great customer service every time. Reviewed on: 3rd May 2024

Great bank and good for anyone having trouble managi...

5
Great bank and good for anyone having trouble managing their expenses Reviewed on: 3rd May 2024

Need to lower interest rate it’s a shame they are so...

2
Need to lower interest rate it’s a shame they are so hi Reviewed on: 3rd May 2024

Good trusted company.

5
Good trusted company.good customer service Reviewed on: 3rd May 2024

Excellent online securit.y.

5
A good notification system, excellent online security, and an easy to use app make the Vanquis experience an enjoyable one. I do like to use my laptop for some transactions as I find telephone keyboards awkward. I would suggest however, that the company should introduce a credit card for customers with a good payment record, at a lower interest rate. That said, Vanquis otherwise provide a first class service. Reviewed on: 3rd May 2024

Improve my credit

5
Always been there for me , when i had a badcredit scote right up to today. , has help improved mychedit score , to high Reviewed on: 3rd May 2024

I have had a good experience so far.

5
I have had a good experience so far. The rates were low. Which helps. I hope to pay off my balance soon, and therefore, low rates are essential. Reviewed on: 3rd May 2024

I've been with vanquis for,a long time and am very...

5
I've been with vanquis for,a long time and am very happy with everything Reviewed on: 3rd May 2024

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