Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

New vanquis card...

4
Having a new card was really easy altho I had some issues setting up the app. Seems to be in hand and customer service were polite and helpful Reviewed on: 3rd May 2024

Easy to use app, efficient, fair and reliable service

5
Easy to use app, efficient, fair and reliable service Reviewed on: 3rd May 2024

Easy to keep a track if your spending.

5
Easy to keep a track if your spending. As well as recording all your payments Reviewed on: 3rd May 2024

The app is easy to use making everything easier, the...

5
The app is easy to use making everything easier, they don't keep giving you more credit without checks, which is good, Reviewed on: 3rd May 2024

Good bank to start improve credit

5
Good bank to start improve credit Reviewed on: 3rd May 2024

Really great communication from Vanquis to explain n...

5
Really great communication from Vanquis to explain new services, offers and protection yourself from fraud. Caring customer service in my opinion. Reviewed on: 3rd May 2024

I use the Vanquis financial product to help build my...

5
I use the Vanquis financial product to help build my credit rating. They've been supportive when I needed to contact them or they've contacted me. Reviewed on: 3rd May 2024

Very good service remains consistant alawing you to...

5
Very good service remains consistant alawing you to plan future spending Reviewed on: 3rd May 2024

Brilliant service, excellent staff and fantastic cus...

5
Brilliant service, excellent staff and fantastic customer service. I would definitely recommend them Reviewed on: 3rd May 2024

Vanquis is the bank that puts customers first Custom...

5
Vanquis is the bank that puts customers first Customer service , is personal, calm understanding and excellent no stress , no hassle Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products