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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Everything on your account is clear, you just know w...

Everything on your account is clear, you just know what the situation is on your card. Very good service and advice. Reviewed on: 3rd May 2024

The card has helped me restore my credit rating to e...

The card has helped me restore my credit rating to excellent Reviewed on: 3rd May 2024

I had no problem since I opened the account.

I had no problem since I opened the account. Reviewed on: 3rd May 2024

Just Excellent .!

Excellent app, good customer service always available if any problems Reviewed on: 3rd May 2024

Very good very happy great service

Very good very happy great service Reviewed on: 3rd May 2024

Perfect to build credit score

I’ve enjoyed having a Vanquis account, it’s given me all the benefits of a credit account and easy access, I would definitely would recommend it to friends and family. Definitely worth applying for especially for building your credit score. Reviewed on: 3rd May 2024

Very good service Very professional

Very good service Very professional Reviewed on: 3rd May 2024

I have been very happy with the service provided and...

I have been very happy with the service provided and cannot fault the help I was given when I had a few months where I struggled with payments. I had never missed a payment before that time. Reviewed on: 3rd May 2024

Interest rates

Obviously the interest rates are way too high even if it is to help build your credit score. It seems the poor pay the price for this. Customer service asked for my password when I called them which I didn’t give so had to call them back to ensure it was Vanquis I was talking to. Reviewed on: 3rd May 2024

Due to a poor credit history not down to my self I a...

Due to a poor credit history not down to my self I applied for the card not knowing if they would entertain me But they did and now four years on and my credit score is nearly were it should be. I applied and was excepted within minutes. Would recommend people in the same position to apply you have nothing to lose and everything to gain. Reviewed on: 3rd May 2024

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