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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Service is helpful and easy to follow for credit sta...

5
Service is helpful and easy to follow for credit status review. Reviewed on: 3rd May 2024

It’s a best card I ever had

5
I always relaying on my vanquis card ❤️ Reviewed on: 3rd May 2024

Fantastic

4
Good excellent service with vanquish Reviewed on: 3rd May 2024

I’ve been a customer for over 8 years i have always...

5
I’ve been a customer for over 8 years i have always found the rates to be fair and honest, I have had my limit increased and decreased at my choosing. I have lived around a bit and this never has affected me receiving my new card. The app is really easy to use and you can keep a good control on what your using and payments due. I am also happy that you can make extra payments. I will continue to be a valued customer thank you Reviewed on: 3rd May 2024

Very helpful as back up card with low limit.

5
Very helpful as back up card with low limit. Customer service v good. Reviewed on: 3rd May 2024

Great credit card

5
I pay off my full balance each month and I have seen my credit score go up a lot. Reviewed on: 3rd May 2024

easy friendly service, helpful and easy to navigate

5
easy friendly service, helpful and easy to navigate Reviewed on: 3rd May 2024

Excellent experience.

5
Excellent experience. I'm happy for using this card Reviewed on: 3rd May 2024

Interest rate is very high, only use this card for r...

4
Interest rate is very high, only use this card for rebuilding a poor credit history Reviewed on: 3rd May 2024

Quick and easy to use the app to make a payments to...

5
Quick and easy to use the app to make a payments to put money on your debit card… Reviewed on: 3rd May 2024

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