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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Reasonable interest rates.

4
Reasonable interest rates. Good customer service. Excellent app to manage your account. Good overall. Reviewed on: 3rd May 2024

Very helpful for keeping on top of monthly finances...

5
Very helpful for keeping on top of monthly finances and will help support people with a bit so good credit history that are trying to improve theirs Reviewed on: 3rd May 2024

The last resort..

3
I used to be happy to use vanquis, but to me the service has deteriorated.Increased interest, poorservice soI now only use vanquis as alast resort. Reviewed on: 3rd May 2024

It is great Credit card company I am recamint

5
It is great Credit card company I am recamint Reviewed on: 3rd May 2024

The experience is very good however the APR is way t...

5
The experience is very good however the APR is way too high Reviewed on: 3rd May 2024

Great Card .

5
I was able to completely rebuild my credit rating using this card and have continued to use it for holidays. It is a great card with a great interest rate. Reviewed on: 3rd May 2024

Happy love the app easy to navigate helpful

5
Happy love the app easy to navigate helpful Reviewed on: 3rd May 2024

Always happy

5
Vanquis is there every time I need it x Reviewed on: 3rd May 2024

Amazing service amazing customer service and great v...

5
Amazing service amazing customer service and great value for money Reviewed on: 3rd May 2024

Quality to manage on line , phone aler...

5
Excellent card , easy to manage on line , phone alerts are excellent Reviewed on: 3rd May 2024

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