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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great staff

Staff are always very polite and respectful an excellent with the way they know their product keep up the great work Reviewed on: 3rd May 2024

Found customer service really good when I had a prob...

Found customer service really good when I had a problem with a purchase. Very quick to sort it out. Reviewed on: 3rd May 2024

Ive had my vanquis card for alot of years just wish...

Ive had my vanquis card for alot of years just wish they could up the credit limit on the gold card, but overall this is fantastic Reviewed on: 3rd May 2024

I've been a loyal customer with (VANQUIS)

I've been a loyal customer with VANQUIS for 7 years now. I've used the VANQUIS online app which gives you many options to navigate around the app, it's very organized and straight forward to use . (Thank-you Vanquis) Reviewed on: 3rd May 2024

The interest rate it qulte high but the service is g...

The interest rate it qulte high but the service is good and the App is easy to use Reviewed on: 3rd May 2024

All the time is corect.

All the time is corect. Thank you so much Reviewed on: 3rd May 2024

Always found the Vanquis staff obliging and helpful.

Always found the Vanquis staff obliging and helpful. Always the app is easy to negotiate and definitely fit for purpose. Reviewed on: 3rd May 2024

Good experience, excellent app!

Very clear info and easy sign up. Clear language and transparent charges. App is very good, easy to use and has a lot of features. Customer service is good, although I've not had reason to use it much! Reviewed on: 3rd May 2024

Money claim from Ryanair

When I had issues with a payment claim Vanquis was outstanding Reviewed on: 3rd May 2024

Vanquis helps you to get you back on track

Vanquis really does help improve your credit rating. But, it is more than that. That's why I'm still a customer. Where they could do more is offering better intetest rates that are linked to your improved score.... e.g. an annual review and adjust credit limit and interest rates based on your Experian credit rating. Reviewed on: 3rd May 2024

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