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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28672 reviews)

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4.73

Based on 28,672 reviews, last reviewed 30th Jun 2026

397100% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28672)

Customer service always there to solve any queries i...

Customer service always there to solve any queries in a professional and timely manner. Reviewed on: 29th May 2026

updated app is much better and offers are really useful

updated app is much better and offers are really useful Reviewed on: 29th May 2026

Honest user friendly card.

As an 80 year old pensioner I have found that Vanquis are a good back up for those unexpected moments in life. They up to now have not chased me for my lifestyle and at the moment I am using the full credit allowance. I am now expecting change with a change of circumstances and address. This act hopefully will improve my method of using the card and and make Vanquis even more effective for me. Reviewed on: 29th May 2026

Vanquis is top

Vanquis is very user friendly and easy too use. The app is so so easy for making payments etc. 100 out of 100 Reviewed on: 29th May 2026

Happy with my Vanquis card and my repayment plan.

Happy with my Vanquis card and my repayment plan. Easy to use and easy to follow the App and keep up to date with my spending and staying in control. Reviewed on: 29th May 2026

Simple, Reliable, and Rewarding

I’ve had a great experience with this credit card. The application process was simple, the offers and rewards are competitive, and the mobile app makes it easy to track spending and payments. Customer service has been responsive whenever I’ve needed assistance, making Vanquis a reliable card with useful benefits and good value for everyday use. Reviewed on: 29th May 2026

Excellant!

It is very good offers and helpful building credit scores. Reviewed on: 29th May 2026

Vanquis gave me a helping hand when I needed it.

Vanquis gave me a helping hand when I needed it. Yes, I know there is a cost to it, but what makes Vanquis different is that they were understanding, they put no pressure on me and also made sure that I was comfortable with all the details they gave me. What keeps me coming back is the lack of sales calls and spam, but also, the big winner for me is the positive feedback I get from Vanquis on how I am using my account. I get the odd offer of an increase in credit limit if I am running the account well, my choice to accept or not, and if I am looking like I am struggling a bit, I get a notification that help is on hand and suggestions on how to release any pressure I may be under. Vanquis are quick if I need help, but fade into the backgrounds when I don't, perfect. The staff I have dealt with have been very professional, very personable and a joy to talk to. They treat me like a colleague, not a customer. They are a credit to Vanquis. Reviewed on: 29th May 2026

Great card , I use for daily items and then clear.

Great card , I use for daily items and then clear at the end of the month . Great incentives happening at the moment . More you use , pay and log in the app you are entered in to monthly competitions. I love the app , keeps everything updated and reviewed in one page . Happy customer . Reviewed on: 29th May 2026

Best credit card ever!

Best credit card ever!!!I will recommend it to anyone. Reviewed on: 29th May 2026

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