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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28694)

My experience using Vanquis.

5
My experience using Vanquis is that it’s simple and easy to use. Since the update, it’s been easier and aesthetically looks cleaner. I like that when buying something expensive I used the Vanquis app to simply pay it back on the same day. It’s works seamlessly with my Halifax app and I’ve had no stress over it. Reviewed on: 30th May 2026

simply beautiful, get the job done every single time...

5
simply beautiful, get the job done every single time, highly secured as well. Reviewed on: 30th May 2026

Great customer Service

5
Vanquish is nice, even when I was not taking my calls, they were able to track and protect my account and save me from paying for what I didn't spend or know about. Also they were able to investigate and got back to me early. Good customer service. Reviewed on: 29th May 2026

Friendly efficient and caring customer service .

5
Friendly efficient and caring customer service . Great rates on the credit card Reviewed on: 29th May 2026

I have always been able to rely on Vanquis.

4
Customer Service has always been helpful, friendly and efficient. I have never had any significant issues with Vanquis and all concerns or queries I have had were resolved promptly and without undue stress. Although the interest rate is considerably higher than many credit providers, Vanquis has helped me during difficult times, especially whilst I was rebuilding my credit history when other banks wouldn't. Reviewed on: 29th May 2026

Excellent service by Vanquis card

5
Excellent service by Vanquis card Reviewed on: 29th May 2026

Great card and App

5
Easy quick application, the app is very easy to navigate. Great card for improving your credit rating. They also keep in touch without being too pushy. I would definitely recommend them to friends and family. Reviewed on: 29th May 2026

Vanquis was my first credit card.

5
Vanquis was the first credit card I applied for, and despite having only a short lived credit history from phone/utility bills and the likes, I was accepted with a fair starting credit limit. Over time I have been able to easily manage my account and progressively increase my credit limit through the easy to use interface of the vanquis app, and to date have not had any major issues to report. Reviewed on: 29th May 2026

GO TEAM VANQUIS THE OLDIES

5
I thought here we go change off app auld guy like me having to learn the new app format to my surprise it was easy and simple not very many companies think of the oldies when they do change so someone was thinking of us old people at Vanquis Well Done Reviewed on: 29th May 2026

Easily the best card that gives you good motivation...

5
Easily the best card that gives you good motivation to manage account well . Reviewed on: 29th May 2026

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