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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great product

Easy to understand and use, automatic increases and ongoing advice. Reviewed on: 13th July 2025

So first of I had a very low credit score of 442 as...

So first of I had a very low credit score of 442 as a first credit builder card I was expecting a extremely low credit limit because after all this is a credit builder card but no to my amazement I was offered a £1200 limit for my first offer I have since received the credit and pin and have used it for a few purchases. Reviewed on: 13th July 2025

You are good especially about the a fraudulent.

You are good especially about the a fraudulent. Reviewed on: 13th July 2025

Reliable with a Bonus Start.

I’ve had a smooth experience using Vanquis for a few months. A friend referred me and we both got £25, which was a great start. My £1,500 limit offers solid flexibility, and the app makes tracking spending easy. No issues so far — reliable and straightforward. Reviewed on: 12th July 2025

I found best credit card .

I found best credit card . Its app is good enough. Reviewed on: 12th July 2025

Vanquis trusted me with a credit limit when most pro...

Vanquis trusted me with a credit limit when most provider wouldn’t, this has really helped my improve my credit score Reviewed on: 12th July 2025

Brilliant!!! Definitely recommend

Such a smooth process from applying to setting up my direct debit! Not the mention the vanquis team are brilliant Reviewed on: 12th July 2025

vanquish are commited to be there for you

vanquish are commited to be there for you Reviewed on: 12th July 2025

Good for building credit score

I got this card mainly to build my credit, and it’s been working well for that. No rewards, but no surprises either. Payments post on time, and the customer service has been decent the few times I called. If you're looking for a no-frills card to manage responsibly, this one does the job. Thank you. Reviewed on: 12th July 2025

Ever since I started using Vanquis, I’ve not experie...

Ever since I started using Vanquis, I’ve not experienced any technical issues or troubles with it. Interest rate is fab Reviewed on: 12th July 2025

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