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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Good customer service, helpful to get out of debt...

5
Good customer service, helpful to get out of debt Reviewed on: 29th May 2026

I have always been happy with all my dealings with t...

5
I have always been happy with all my dealings with the staff when I have needed their advice Reviewed on: 29th May 2026

Customer service always there to solve any queries i...

5
Customer service always there to solve any queries in a professional and timely manner. Reviewed on: 29th May 2026

updated app is much better and offers are really useful

5
updated app is much better and offers are really useful Reviewed on: 29th May 2026

Honest user friendly card.

5
As an 80 year old pensioner I have found that Vanquis are a good back up for those unexpected moments in life. They up to now have not chased me for my lifestyle and at the moment I am using the full credit allowance. I am now expecting change with a change of circumstances and address. This act hopefully will improve my method of using the card and and make Vanquis even more effective for me. Reviewed on: 29th May 2026

Vanquis is top

5
Vanquis is very user friendly and easy too use. The app is so so easy for making payments etc. 100 out of 100 Reviewed on: 29th May 2026

Happy with my Vanquis card and my repayment plan.

5
Happy with my Vanquis card and my repayment plan. Easy to use and easy to follow the App and keep up to date with my spending and staying in control. Reviewed on: 29th May 2026

Simple, Reliable, and Rewarding

5
I’ve had a great experience with this credit card. The application process was simple, the offers and rewards are competitive, and the mobile app makes it easy to track spending and payments. Customer service has been responsive whenever I’ve needed assistance, making Vanquis a reliable card with useful benefits and good value for everyday use. Reviewed on: 29th May 2026

Excellant!

5
It is very good offers and helpful building credit scores. Reviewed on: 29th May 2026

Vanquis gave me a helping hand when I needed it.

5
Vanquis gave me a helping hand when I needed it. Yes, I know there is a cost to it, but what makes Vanquis different is that they were understanding, they put no pressure on me and also made sure that I was comfortable with all the details they gave me. What keeps me coming back is the lack of sales calls and spam, but also, the big winner for me is the positive feedback I get from Vanquis on how I am using my account. I get the odd offer of an increase in credit limit if I am running the account well, my choice to accept or not, and if I am looking like I am struggling a bit, I get a notification that help is on hand and suggestions on how to release any pressure I may be under. Vanquis are quick if I need help, but fade into the backgrounds when I don't, perfect. The staff I have dealt with have been very professional, very personable and a joy to talk to. They treat me like a colleague, not a customer. They are a credit to Vanquis. Reviewed on: 29th May 2026

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