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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Is Vanquis credit card value for money?

It takes 2 days for my payments to clear and I would prefer it to happen more quickly. Also, if I go over my limit by even a small amount, I would like the chance to pay it at the time without being charge fees. Reviewed on: 3rd May 2024

Helpful staff and easy to use app

Helpful staff and easy to use app Reviewed on: 3rd May 2024

Vanquis- great service

Always there when I need them - if you ring you speak to a person not a machine - what more can you ask for - any problems solved immediately. Reviewed on: 3rd May 2024

Have improved massively over the years.

Have improved massively over the years. Customer service a lot better also. Reviewed on: 3rd May 2024

The card is accepted in every shop I've been in .

The card is accepted in every shop I've been in . Also increased my credit limit with no problem. Reviewed on: 3rd May 2024

Very straight forward

I have not had a single issue since using Vanquis, everything has been really straightforward, from the applicant to the account management. I would advise downloading the app, it is easy to use and you can set up and change direct debits, view purchases and check account balance Reviewed on: 3rd May 2024

Great card for those hoping to rebuild credit rating.

Great card for those hoping to rebuild credit rating. Very user friendly app. Speedy response to queries Reviewed on: 3rd May 2024

Asset that's helpful.

Always been there when required. A great asset. Reviewed on: 3rd May 2024

Excellent service from Vanquis great online experien...

Excellent service from Vanquis great online experience and never had a reason to get in touch Reviewed on: 3rd May 2024

Fab service

Super easy to apply, friendly, helpful service and keeps you updated. Happy customer Reviewed on: 3rd May 2024

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