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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Never had a problem with Vanquis always reliable & e...

5
Never had a problem with Vanquis always reliable & easy to use as well. Reviewed on: 3rd May 2024

Been very good when spoken to them

5
Been very good when spoken to them Reviewed on: 3rd May 2024

Vanquis have been great for building my credit back...

5
Vanquis have been great for building my credit back up and it’s easy to manage through the app Reviewed on: 3rd May 2024

I have a very good experience with the Vanquis Credi...

5
I have a very good experience with the Vanquis Credit Card. I will recommend the all my friends. Reviewed on: 3rd May 2024

Interest increase by 2% on existing debt would have...

2
Interest increase by 2% on existing debt would have meant that I would have to find another £80 per month on top of existing payment. I moved to another company Reviewed on: 3rd May 2024

App is very easy to keep on top of your...

5
App is very easy to keep on top of your balance Reviewed on: 3rd May 2024

Great customer service, website easy to navigate

5
Great customer service, website easy to navigate Reviewed on: 3rd May 2024

Very handy and easy to use.

5
Very handy and easy to use. Great customer service Reviewed on: 3rd May 2024

Complaint delays..

5
Complaint not properly and fully replied within 56 days Reviewed on: 3rd May 2024

Good customer service never any problems

5
Hassle free never any problems good service been with them a long time Reviewed on: 3rd May 2024

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