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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent service

5
I panicked when I thought I might have been scammed but the lovely man on the phone was very reassuring and went through everything with me Reviewed on: 3rd May 2024

I can’t comment on customer service as I haven’t had...

5
I can’t comment on customer service as I haven’t had to use them. As I manage my account through the app which I find easy to use and can do what I need to do on the app. Reviewed on: 3rd May 2024

Helped me out years ago when I was struggling with c...

5
Helped me out years ago when I was struggling with credit, no complaints at all and now have a healthy credit score. Reviewed on: 3rd May 2024

Polite and Helpful

5
Been very polite and helpful when I have rang them up. Reviewed on: 3rd May 2024

Customer service

5
Great staff and good customer service Reviewed on: 3rd May 2024

Great backup card

5
Easy to talk to people don’t have to Waite hours on hold Reviewed on: 3rd May 2024

Good service online app is great very easy to use...

5
Good service online app is great very easy to use Reviewed on: 3rd May 2024

Amazing not had an issues yet and easy to use.

5
Amazing not had an issues yet and easy to use. Apps really easy to navigate too thanks Reviewed on: 3rd May 2024

Pretty much happy for using the card

5
Pretty much happy for using the card Reviewed on: 3rd May 2024

Have always been easy to manage and pay, transparent...

5
Have always been easy to manage and pay, transparent with fees and customer service good. Reviewed on: 3rd May 2024

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