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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

A special company

5
I find that the staff are very knowledgeable and willing to listen to us and talk to us as humans Reviewed on: 3rd May 2024
Terry P's avatar
Terry P

Good company never had any problems

5
Good company never had any problems Reviewed on: 3rd May 2024
gavin's avatar
gavin

Vanquis has definitely helped me build my credit sco...

5
Vanquis has definitely helped me build my credit score after having bad credit. The APR is quite high but after several years ita came down. The customer service has always been good when I’ve dealt with someone over the phone. Reviewed on: 3rd May 2024
Simone T's avatar
Simone T

Always helpful if I call also a handy card to have i...

5
Always helpful if I call also a handy card to have in emergency Reviewed on: 3rd May 2024
Sandra's avatar
Sandra

Rarely use the card, so difficult to give an informe...

3
Rarely use the card, so difficult to give an informed comment Reviewed on: 3rd May 2024
Peter C's avatar
Peter C

I've been a proud user of the Vanquis Credit Card fo...

5
I've been a proud user of the Vanquis Credit Card for over a year now, and I couldn't be more satisfied with my experience. From the seamless application process to the plethora of benefits it offers, this card has truly exceeded my expectations. One of the standout features of the Vanquis Credit Card is its accessibility. As someone who has had past financial challenges, I appreciate that Vanquis considers a wide range of circumstances during the application process. This inclusivity sets them apart from other providers and makes their card accessible to those who may have been overlooked by traditional banks. Furthermore, Vanquis doesn't just stop at providing a credit card; they actively support their customers in building and improving their credit scores. Through responsible use and timely payments, I've seen a noticeable improvement in my credit rating since becoming a cardholder. This aspect alone has been invaluable in helping me work towards my financial goals. Another aspect I appreciate is the transparency and clarity in their communication. Whether it's regarding fees, interest rates, or rewards, Vanquis ensures that customers are well-informed every step of the way. This level of transparency fosters trust and confidence in their services. Additionally, the online account management system is top-notch. It's user-friendly and provides comprehensive insights into my spending habits, allowing me to budget effectively and stay on top of my finances effortlessly. Lastly, I can't overlook the excellent customer service provided by the Vanquis team. Whenever I've had queries or needed assistance, their customer support has been prompt, courteous, and knowledgeable, resolving any issues efficiently. Overall, the Vanquis Credit Card has been instrumental in helping me navigate my financial journey with confidence and ease. I highly recommend it to anyone looking for a reliable credit card provider that genuinely cares about its customers' financial well-being. Reviewed on: 3rd May 2024
Manish V's avatar
Manish V

Good to have but repayments take too long to go on a...

3
Good to have but repayments take too long to go on account Reviewed on: 3rd May 2024
Kris v's avatar
Kris v

Very good company and very friendly staff to help wi...

5
Very good company and very friendly staff to help with you needs. Reviewed on: 3rd May 2024
MelT's avatar
MelT

Vanquis is a great lender, especially for the disabled.

5
Vanquis is a great lender. I am disabled and their customer support team made sure I have everything I need in place to look after my money independently. The app is really simple to use and I like that they also send texts if you are getting close to your limit. Reviewed on: 3rd May 2024
SarahVictoria B's avatar
SarahVictoria B

Great, I have not experienced any issues compared to...

4
Great, I have not experienced any issues compared to others. Reviewed on: 3rd May 2024
Nicholas M's avatar
Nicholas M

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