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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great card and Easy to use at a Great rate...

5
Great card and Easy to use at a Great rate Reviewed on: 3rd May 2024
Kelly J's avatar
Kelly J

It’s good - straightforward.

5
It’s good - straightforward. The App is really easy to use Reviewed on: 3rd May 2024
Fatima S's avatar
Fatima S

Straight forward and easy to deal with, no problems.

5
Straight forward and easy to deal with, no problems. Reviewed on: 3rd May 2024
Kate 's avatar
Kate

Very easy process to use.

5
Very easy process to use. Everything jas been clearly explained and unlike some credit cards that just increase your limit, the choice was left to me when that option was made available. The app is really easy to use and everything is there to see at a glance. Can't fault it really. Reviewed on: 3rd May 2024
Sarah M's avatar
Sarah M

I love my card and the app is very easy to use and p...

5
I love my card and the app is very easy to use and pay on line. Reviewed on: 3rd May 2024
Lesley 's avatar
Lesley

No surprises, good service

5
No surprises: transparent T&C's, convenient app, good customer service. High interest, which is normal in the poor credit score segment. I've been using the vanquis card for a couple of years. My credit score has improved over this time though I can't link it directly to vanquis, as there have been other changes. Reviewed on: 3rd May 2024
Roman 's avatar
Roman

All good, I find this card app easy to use with easy...

5
All good, I find this card app easy to use with easy way to pay it off. Reviewed on: 3rd May 2024
Sarah Victoria Demirler 's avatar
Sarah Victoria Demirler

You absolutely helped me in a tough time in my life.

5
You absolutely helped me in a tough time in my life. I can’t thank you enough. So THANKYOU . Reviewed on: 3rd May 2024
Michael C's avatar
Michael C

Made easy to understand

5
Was quick and easy, everything was explained to make sure I understood. There has always been great communication if anything is changed. They also made any phone numbers or ways to query anything easily accessible. Reviewed on: 3rd May 2024
Lee's avatar
Lee

Customer service representatives have difficulty und...

1
Customer service representatives have difficulty understanding the issues presented to them & have been unable to help me multiple times of trying Reviewed on: 3rd May 2024
Lord Andrew Hawton's avatar
Lord Andrew Hawton

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