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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very good customer service, any problems the staff a...

5
Very good customer service, any problems the staff are happy to assist Reviewed on: 3rd May 2024

Easy to navigate.

4
Easy to navigate website. All questions answered with very little searching. Reviewed on: 3rd May 2024

Very easy setup, app works wonders and all explained...

5
Very easy setup, app works wonders and all explained in a simple and easy to digest manner Reviewed on: 3rd May 2024

Little to high interest rates.

5
Little to high interest rates. Others offer lower interest rates. Reviewed on: 3rd May 2024

Excellent service very easy to use app and never got...

5
Excellent service very easy to use app and never got disappointed Reviewed on: 3rd May 2024

very good excited and good rates

5
very good excited and good rates Reviewed on: 3rd May 2024

Great for rebuilding my credit.

5
Great for rebuilding my credit. I got a small limit card which I repaid in full every month to rebuild my credit score. I got small increases I my limit as time went on. Reviewed on: 3rd May 2024

really a bad app to use, please change your app guys.

1
really a bad app to use, please change your app guys. Reviewed on: 3rd May 2024

Good all round

5
Customer service always polite,have had good experience Reviewed on: 3rd May 2024

I Have been with Vanquis for some years and never ha...

5
I Have been with Vanquis for some years and never had a problem with support when needed more so when problem with misuse of card they were very good at sorting things out for me in a non blame way. The repayment rates are very good and always manageable with offers of further support if required Reviewed on: 3rd May 2024

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