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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent great value for your money

Excellent great value for your money Reviewed on: 3rd May 2024

Easy to use app, helpful and friendly staff.

Easy to use app, helpful and friendly staff. Reviewed on: 3rd May 2024

Love the App.

Love the App. Its so easy to make a payment and check balance. Reviewed on: 3rd May 2024

Always had a great experience with Vanquis , custome...

Always had a great experience with Vanquis , customer service is always fantastic Reviewed on: 3rd May 2024

A great tool to rebuild your credit rating.

A great tool to rebuild your credit rating. Thanks to vanquis I learn what to do to use my credit card properly to the point of being rewarded by a gold status. Reviewed on: 3rd May 2024

One of the credit cards that I saw!

One of the credit cards that I saw!!! Reviewed on: 3rd May 2024

Credit limit increase promises are not met at all.

Credit limit increase promises are not met at all. They sent me post saying I'm eligible for a credit limit increase every month and when I submitted my responses they needed from me, they just rejects it without any valid reason. All my other credit cards have a fantastic credit limit and my score is perfect 999. They made me embarrassed 4 times and now when I get that credit limit increase message, it straight away goes to bin. Reviewed on: 3rd May 2024

Helpful , available and informative

Helpful , available and informative Reviewed on: 3rd May 2024

Amazing! Must Apply

Vanquis Credit Score Building Credit Card offers a solid option for those looking to improve their credit score. With manageable credit limits and helpful features like text reminders for payments, it's designed to help users rebuild their credit responsibly. While the interest rates can be high, they're typical for cards aimed at those with less-than-perfect credit. Overall, it's a useful tool for those on the path to financial recovery. Reviewed on: 3rd May 2024

It’s the best I have so far.

It’s the best I have so far. I do recommend and I done for few Reviewed on: 3rd May 2024

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