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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

it is expensive APR, despite long years with them an...

it is expensive APR, despite long years with them and maximizing the monthly DDebit, Reviewed on: 3rd May 2024

Very good banking with Vanquis the are on point.

Very good banking with Vanquis the are on point. Reviewed on: 3rd May 2024

I have been using vanquis card for a while now close...

I have been using vanquis card for a while now close to an year and this card offers more flexibility to me in terms of offers and is accepted almost everywhere and the customer service, approachability is very easy, app is also very user friendy and easy to navigate. Reviewed on: 3rd May 2024

All good with Vanquis

No trouble with Vanquis - any issues have been resolved quickly. Would recommend. Reviewed on: 3rd May 2024

I've been able to use my card around the world with...

I've been able to use my card around the world with perfect exchange rate and acceptable by all stores I'd visited. Hence, my experience is excellent Reviewed on: 3rd May 2024

Easy of use and pay

The card is easy to use anywhere and has a good impact on my credit score and the reminders each months helps keep on track of payments and the app makes it very easy to use. Reviewed on: 3rd May 2024

I am satisfied as a customer and I feel every inform...

I am satisfied as a customer and I feel every information had been provided to me, regarding my account. Reviewed on: 3rd May 2024

Vanquis Bank

I have been a member of Vanquis for many years now. I have always found The Bank useful & well run. I need the service if I need money @ hand. I.e. credit. I was hoping for a credit limit extension. Many thanks, Simon. Reviewed on: 3rd May 2024

Poor communication

I was asked for my information for a credit increase and I sent it 4 times then refused because of incapable staff dealing with it. Reviewed on: 3rd May 2024

I have been with Vanquis for many years and It was a...

I have been with Vanquis for many years and It was all good Reviewed on: 3rd May 2024

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