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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good but can still improve

Good but could use a little improvement to get to the next step. Reviewed on: 3rd May 2024

OK but could provide more frequent limit reviews

Generally I have had no issues but I have also never been offered an increase. Its not particularly something I am actively looking for but it is one of the first credit cards I have ever had and I have had several since who all offer an increase at least once a year. I have paid of my Vanquis balance in full at least 3 times, always pay on time, never over the limit and have a very good credit score. Just seems that Vanquis don't review limits as often as perhaps they could/should. Thanks Reviewed on: 3rd May 2024

Easy to use app clear and allows me to keep up to da...

Easy to use app clear and allows me to keep up to date with my transactions Reviewed on: 3rd May 2024

Very happy

I've been very pleased with the service Vanquis has supplied so far. Even before my card arrived I received telephone call from Vanquis offering me advice and support if ever needed . I thought this was very reassuring and shows they have good values Reviewed on: 3rd May 2024

Good and easy card to use ,with excellent customer s...

Good and easy card to use ,with excellent customer service and value Reviewed on: 3rd May 2024

After having to go through bankruptcy using Vanquis...

After having to go through bankruptcy using Vanquis helped to build a regular credit score back. I was able to use a credit card paying back regular on time payments to prove how to maintain a good credit score Reviewed on: 3rd May 2024

I HAVENT HAD A PROBLEM WITH VANQUIS.

I HAVENT HAD A PROBLEM WITH VANQUIS.BIT HARD TO GET TO SPEAK TO ANYONE BUT OUTHER WISE GOOD Reviewed on: 3rd May 2024

Google wallet option helps a lot

Application process is quick & option of adding it to Google wallet is great feature Reviewed on: 3rd May 2024

My experience is one of best always when I need hel...

My experience is one of best always when I need help is helpful to Reviewed on: 3rd May 2024

Thank you!

I have been with Vanquis for around 5 years now and it has helped bring my credit score from poor to excellent. Reviewed on: 3rd May 2024

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