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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Ease to use and see balance on app

5
Easy to use and see balance on app Reviewed on: 3rd May 2024

Customer service

2
Customer service is the better than any bank I’ve worked with but no one can help me set up the app Reviewed on: 3rd May 2024

Vanquis cares about it's customers they make sure yo...

5
Vanquis cares about it's customers they make sure you can afford the repayments and if you can't they will help you pay in affordable payments, would recommend vanquis to my friends and family Reviewed on: 3rd May 2024

Service started off great.

3
Service started off great. With quick telephone response. But this has got worse with longer on hold times. Hard to understand staff on the line. What’s changed? Reviewed on: 3rd May 2024

My life line

5
I was struggling financial and vanquis was the only card I could get at the time. It was a real life line for me. Reviewed on: 3rd May 2024

Great product

5
Easy application. Reliable and easy to use app. Good communication. Clear terms. I have not needed to use their customer services, so no comment there. Reviewed on: 3rd May 2024

Great service, helpful and polite

5
I have always been able to get help and support when I have needed it. Very helpful and polite customer service agents. Reviewed on: 3rd May 2024

Very quick response to any questions

5
Very quick response to any questions Reviewed on: 3rd May 2024

It’s been good especially the Apr rate

5
It’s been good especially the Apr rate Reviewed on: 3rd May 2024

A great assistance in improving credit

5
A great assistance in improving credit Reviewed on: 3rd May 2024

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