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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

A1 COMPANY BEST ONE OUT THERE would recommend to eve...

5
A1 COMPANY BEST ONE OUT THERE would recommend to everyone Reviewed on: 3rd May 2024

Easy transaction, easy to navigate.

5
Easy transaction, easy to navigate. Reviewed on: 3rd May 2024

Good ,smooth and practical value for money and easil...

5
Good ,smooth and practical value for money and easily accessible. Reviewed on: 3rd May 2024

Vastly improved my credit rating.

5
Vastly improved my credit rating. Because of their trust in me, I have trust in Vanquis and my rating has soared as has my credit limit Reviewed on: 3rd May 2024

I have been with them for around 2 years.

5
I have been with them for around 2 years. I can honestly say exallent with everything. Reviewed on: 3rd May 2024

@@@@@@@@

5
Good customer service, not having to wait long for answer , sort your issue first time Reviewed on: 3rd May 2024

Any help that I need I can look under there help pag...

5
Any help that I need I can look under there help page or if I still need help there is someone there for me to talk to and they have alot of knowledge in sorting problems out for me there Excellent Reviewed on: 3rd May 2024

I think a company like Vanquis could slightly lower...

4
I think a company like Vanquis could slightly lower their apr for long standing customers Reviewed on: 3rd May 2024

Easy to use app

5
Easy to use app which is very clear Reviewed on: 3rd May 2024

Never had any issues at all.

5
Never had any issues at all. On occasion I’ve had to call the staff are always helpful and friendly Reviewed on: 3rd May 2024

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