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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Neutral score

3
I have no experience of Vanquis' customer service, so therefore I have went for 5-10. Reviewed on: 3rd May 2024

Good customer service

5
Good customer service and app features Reviewed on: 3rd May 2024

Seem good I havent been a client all that long...

5
Seem good I havent been a client all that long though Reviewed on: 3rd May 2024

Great service friendly staff...

5
Had no problems with their card and loans lots of help given if you have a problem good advice manage the payments fine get a reminder text for my loan payment very helpful give me the ability to text for help rather than have to face a phone call Reviewed on: 3rd May 2024

Easy to use and understand.

5
Easy to use and understand. Lots of ways to keep a eye on your spending. Reviewed on: 3rd May 2024

great credit card

5
great credit easy ways to pay easy app Reviewed on: 3rd May 2024

Haven’t had any issues with Vanquis, always had the...

4
Haven’t had any issues with Vanquis, always had the help provided when needed. Only drawback can be the interest charges increasing over time. Reviewed on: 3rd May 2024

Had the card for a while now, very easy to use with...

5
Had the card for a while now, very easy to use with the app, helps you keep on top Reviewed on: 3rd May 2024

Helpful colleagues

4
Everyone at the call centre has been very helpful. I usually bank online and have no trouble using this platform. Reviewed on: 3rd May 2024

I’d like to say out of several credit cards I have i...

5
I’d like to say out of several credit cards I have it’s defo one of the better ones classy look great customer services, straight forward no jargon I’m very impressed Reviewed on: 3rd May 2024

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