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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis Credit Card Personal Review

I love that the Vanquis credit card is very user-friendly and provides convenient access to my account information. It’s simple to use, straightforward, intuitive and the customer service is absolute top notch. Also, this is a credit card that is accessible for people with poor credit history and want to boost their credit score. That was my primary purpose for going with Vanquis card. I wanted a card that I can use to improve my credit score as long as I pay back into it every month with minimal fees attached, and Vanquis ticks all the right boxes. Transactions are easy to read, clear and simple and also a handle option to connect your card with snoop to check your credit score. A handy feature, I’d say. Reviewed on: 3rd May 2024

I have been very happy with Vanquis

I have been very happy with Vanquis great service thank you Reviewed on: 3rd May 2024

Very fair, professional in every approach with their...

Very fair, professional in every approach with their customers Reviewed on: 3rd May 2024

Very easy to use and anytime I need to ring up to ch...

Very easy to use and anytime I need to ring up to check anything or ask a question very helpful to answer and with the app very easy to understand and get help from Reviewed on: 3rd May 2024

SIMPLE, EASY TO DEAL WITH , AND GREAT CUSTOMER CARE

SIMPLE, EASY TO DEAL WITH , AND GREAT CUSTOMER CARE Reviewed on: 3rd May 2024

I think the credit card meets my needs and am able t...

I think the credit card meets my needs and am able to use it when I need it. Reviewed on: 3rd May 2024

I like the promise to pay as sometimes people don't...

I like the promise to pay as sometimes people don't get payed on the day it's due an the promise to pay is a fantastic way to help out till you fo get payed Reviewed on: 3rd May 2024

The trauma of Fraud, Vanquis are my Hero

Vanquis helped me sort out my accounts after my Barclay dragged their heels and did not follow procedures following my Barclays account being hacked. Because of this my credit rating was trashed. Vanquis stepped in and helped deal with Barclays and also overnight restored my good credit rating I had worked years to improve.Vanquis are my Hero. That aside Vanquis are very helpful, reliable and helped me build to a good credit rating. I wouldn't recommend anyone else.David G Reviewed on: 3rd May 2024

As advertised no hidden fees and very easy to apply...

As advertised no hidden fees and very easy to apply and keep track of with the app Reviewed on: 3rd May 2024

Flexibility.

I like the additional security paying by credit card gives. It also gives me an option to pay when I am waiting for income and haven't got the immediate funds. Reviewed on: 3rd May 2024

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