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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent company who treat you well.

Excellent company who treat you well. With cost of living I know I can buy what I need and not worry about paying for it. Minimum payment is reasonable and I do pay a little extra each month. Reviewed on: 3rd May 2024

my credit in past was arful now sortting it out

my credit in past was arful now sorted it out getting it back on track vanquis took a chance on me and i intend to not let them down Reviewed on: 3rd May 2024

When most credit card providers don't trust retired...

When most credit card providers don't trust retired engineer,s pensioners, Vanquis come out tops Reviewed on: 3rd May 2024

Easy to manage online, helps to keep up with payment...

Easy to manage online, helps to keep up with payments etc. would be helpful to got an email or notification when bill is due. Reviewed on: 3rd May 2024

Very good service i find it easy to use staff very h...

Very good service i find it easy to use staff very helpful Reviewed on: 3rd May 2024

Good card to build credit on, however think a lower...

Good card to build credit on, however think a lower APR card should be offered after 12/18months for loyal customers Reviewed on: 3rd May 2024

I took Vanquis credit card in the hope of building m...

I took Vanquis credit card in the hope of building my very poor credit score. I’ve had it for around 4 years and since I started I’ve now got a mortgage and other credit cards. It supported me to build my credit rating but also to successfully manage my payments. It was the best stepping stone. Reviewed on: 3rd May 2024

Excellent service

Customer service is very reliable and they are always there to support if there is a problem. Reviewed on: 3rd May 2024

Very good experience using Vanquis

Very good experience using Vanquis good support provided by the team. Reviewed on: 3rd May 2024

vanquis experience

had a very positive experience since using vanquis,website and app great also good credit limits Reviewed on: 3rd May 2024

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