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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Hi Vanquis are very good they let me do a balance tr...

5
Hi Vanquis are very good they let me do a balance transfer when I joined them which was very helpful Reviewed on: 3rd May 2024

App is straightforward to use, managing credit card...

4
App is straightforward to use, managing credit card is easy. Good customer service from Vanquis. Reviewed on: 3rd May 2024

Love the App and find everything so easy to use!

5
I love the App and find everything so simple and straightforward. Very efficient service! Reviewed on: 3rd May 2024

Not had any issues, easily accessible app.

4
Not had any issues, easily accessible app. Easy to keep track of everything Reviewed on: 3rd May 2024

I have had nothing but great service from Vanquis.

5
I have had nothing but great service from Vanquis. There have been times when things haven't run smoothly but on each occasion, a human being has been available to talk to and sort things out. Answers are always provided clearly, security measures are taken carefully but not intrusively, and the general care I feel is something a lot of other banks and institutions could learn a lot from. Reviewed on: 3rd May 2024

Fab service!

5
Fab service! ***** Easy access app Reviewed on: 3rd May 2024

First experience excellent and I like it

5
First experience excellent and I like it Reviewed on: 3rd May 2024

Always helpful and friendly deal with your request q...

5
Always helpful and friendly deal with your request quickly Reviewed on: 3rd May 2024

They've been good they upped my credit limit quite f...

5
They've been good they upped my credit limit quite fast as I paid on time every time and never missed a payment Reviewed on: 3rd May 2024

easy to use

4
App is very easy to use and the customer service is very good Reviewed on: 3rd May 2024

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