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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have been with Vanquis for 8 years now and they he...

I have been with Vanquis for 8 years now and they helped build my credit - it was there at a time I needed it but now only use on occasions when needed. The customer service is fantastic and I’ve been very impressed over the years! A great card for starting to build your credit with a reasonable rate for this service! Thankyou Vanquis Reviewed on: 3rd May 2024

I am new to Vanquis but have had no problems at all .

I am new to Vanquis but have had no problems at all . Reviewed on: 3rd May 2024

Do not tell you about monthly charge before you sign...

Do not tell you about monthly charge before you sign up. You cannot do a balance transfer OUT unless they invite you to do so. Reviewed on: 3rd May 2024

Always found dealing with Vanquis a pleasure, never...

Always found dealing with Vanquis a pleasure, never any issues and great service. I started using Vanquis a long time ago, so long ago I cant remember when that's because its been so seamless and drama free, which is just what you need , hassle free and customer focused. Reviewed on: 3rd May 2024

Loyalty wins!

Got this as a builde card after uni when I had a terrible credit score. Have kept it for 11 years! Reviewed on: 3rd May 2024

Good service high Apr.

Good service high Apr. But worth getting if you have poor credit and need a card Reviewed on: 3rd May 2024

Very informative and good rates for me

Very informative and good rates for me Reviewed on: 3rd May 2024

Vanquis is very helpful and understanding and value...

Vanquis is very helpful and understanding and value for money Reviewed on: 3rd May 2024

Always helpful

Always helpful interest high thou Reviewed on: 3rd May 2024

Brilliant

Always been very good to me as a costumer. Very quick to respond to any issues I've had. Highly recommend them to snyone Reviewed on: 3rd May 2024

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