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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis helped me massively boost my credit score an...

5
Vanquis helped me massively boost my credit score and made me better at using money; I’m now at 999 score at Experian. Reviewed on: 3rd May 2024

Vanquis has built my credit up.

5
Vanquis has built my credit up. I only use it when needed but it has helped me out enormously Reviewed on: 3rd May 2024

Improved credit score

5
Vanquis has helped me to build my credit score up to excellent! Reviewed on: 3rd May 2024

Spot on, always helpful, App is so easy to use, I al...

5
Spot on, always helpful, App is so easy to use, I also had a occasion to call them and was treated promptly and professionally Reviewed on: 3rd May 2024

Vanquis bank got me out of diffuculty more than once.

5
Vanquis bank got me out of diffuculty more than once. l have borrowed money to pay bills etc. l dont have to ask anyone, it is there when l need it and l dont have to pay back in 1 go. I can make monthly payments. Reviewed on: 3rd May 2024

Always there to help has helped me get back on track.

5
Always there to help has helped me get back on track. Reviewed on: 3rd May 2024

Save me from running out of cash

5
Save me from running out of cash Reviewed on: 3rd May 2024

Will not increase my limit on card when I pay it off...

4
Will not increase my limit on card when I pay it off all the time is the only bad thing even when contacted they said I can’t ask for increase.. Reviewed on: 3rd May 2024

Wery good.

5
Wery good. Not have any problems. Wery nice service. Reviewed on: 3rd May 2024

In the early days of building a credit score few are...

4
In the early days of building a credit score few are better out there. Reviewed on: 3rd May 2024

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