Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Very helpful staff great at making sure I know my li...

5
Very helpful staff great at making sure I know my limits .Very easy to use phone app Reviewed on: 3rd May 2024

Vanquis has been so helpful to me, 's helped me so...

5
Vanquis has been so helpful to me, it's helped me sort my credit rating out & has now got me in a position were I can cope properly with my personal finances. Now I'm in a position to keep it that way. Reviewed on: 3rd May 2024

Really quick and easy to apply, definitely would rec...

5
Really quick and easy to apply, definitely would recommend Vanquis Reviewed on: 3rd May 2024

Complicated never deliver 2 cart

4
Complicated never deliver 2 cart Reviewed on: 3rd May 2024

No problem with my experience.

5
No problem with my experience. Hassle free Reviewed on: 3rd May 2024

Damaged my card was easy to get replaced

4
Damaged my card was easy to get replaced Reviewed on: 3rd May 2024

an exceptional card

5
It is a card that always responds and values you as a costumer, it is attentive to your needs and passes anywhere in the world Reviewed on: 3rd May 2024

I have used vanquis for many years.

5
I have used vanquis for many years. Using Vanquis had helped me build ny credit rating successfully by keeping charges low. I have never encountered any problems while being a customer with them. Any queries I have had have always been dealt with promptly. As technology has evolved so has vanquis and their apps are flawless.All round excellent service from them. Reviewed on: 3rd May 2024

Very prompt

5
Very prompt got my card in 2days very easy application Reviewed on: 3rd May 2024

Never had any problems, customer service is always h...

5
Never had any problems, customer service is always happy to help what ever the situation Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products