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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I love Vanquish

5
I love Vanquish I get reg emails giving me options to move to different cards with lower interest, they also give regular updates on my credit score and a reminder when a payment is due, I have never missed a payment yet thanks to the reminders . Highly recommend Vanquish Reviewed on: 2nd May 2024

Nice credit system with excellent customer service

5
Nice credit system with excellent customer service Reviewed on: 2nd May 2024

Vanquis gave me an opportunity to have a credit card...

5
Vanquis gave me an opportunity to have a credit card when others refused. It was relatively quick to get set up and is easy to manage via online banking and mobile app. Recommended. Reviewed on: 2nd May 2024

My first credit card Vanquis helped becoming self de...

5
My first credit card Vanquis helped becoming self dependent with a good credit score Reviewed on: 2nd May 2024

Great security, great app, no incentives on spend

5
Great security, great app, no incentives on spend Reviewed on: 2nd May 2024

Reviewing my experience

5
I just use 35 percent in my account its been more than 8 months but didnt upgraded my limit Reviewed on: 2nd May 2024

Vanquis helped me

5
Vanquis helped me with my finances exactly when I needed them too! Reviewed on: 2nd May 2024

It’s good to improve credit and I recommend to all f...

5
It’s good to improve credit and I recommend to all friends Reviewed on: 2nd May 2024

Never had an increase offer on my credit card limit...

2
Never had an increase offer on my credit card limit and i have had the card for over four years and i have never missed a payment. This is most disappointing especially as i have been given no reason why this is by your customer service people and that my limit is only two hundred and fifty pounds after this period of time. Reviewed on: 2nd May 2024

Very helpful when needing to ask advice

5
Very helpful when needing to ask advice Reviewed on: 2nd May 2024

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