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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to apply and use , app allows you to keep on tr...

5
Easy to apply and use , app allows you to keep on track Reviewed on: 2nd May 2024

Always had a good experience, never run into any iss...

5
Always had a good experience, never run into any issues with this provider. In the last 10 years of banking with Vanquis, I’ve only had one issue which was a resolved extremely quickly due to a mistake on their part. Reviewed on: 2nd May 2024

Vanquis helped me to get my credit rating back up af...

5
Vanquis helped me to get my credit rating back up after it had slipped due to unforeseen circumstances. Reviewed on: 2nd May 2024

Miss 1 payment no grace £12 gone,you can forget

1
Miss 1 payment no grace £12 gone,you can fotget Reviewed on: 2nd May 2024

All good so far and haven’t had reason to call custo...

5
All good so far and haven’t had reason to call customer service Reviewed on: 2nd May 2024

Good straight forward service

5
Customer service has always been very helpful and understanding Reviewed on: 2nd May 2024

My experince has been good.

4
My experince has been good. However I think having been a customer fpr more than 3yrs they don't update their offers compare to other credit cards. Reviewed on: 2nd May 2024

It’s bn a good experience so far and I’d continue to...

5
It’s bn a good experience so far and I’d continue to refer more people. Reviewed on: 2nd May 2024

Very satisfied

5
I have found Vanquis very helpful, reasonable and supportive. I have been very satisfied with the service I have received. Reviewed on: 2nd May 2024

Never had a problem with vanquis always been there t...

5
Never had a problem with vanquis always been there to help Reviewed on: 2nd May 2024

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