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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fantastic .

5
My experience with Vanquess has been lovely. building my credit score is fantastic and could not of done this with out Vanquess helping me. When ever I have phoned them they are very polite and deal with anything for you. No long wait to get through to them on phone , just plain sailing. I am really pleased with Vanquess and look forward to keeping with them in the future, so big thanks to Vanquess Reviewed on: 2nd May 2024

At this time my balance is zero until better rates a...

5
At this time my balance is zero until better rates arrive Reviewed on: 2nd May 2024

Great card

5
Easy to apply, instant decisions, easy to use app to monitor spends, the app is also easy to make payments and manage money. Alerts are accurate. Notify you when your credit limit can increase and ask consent rather than just upping it. Also helps to build your credit score. Reviewed on: 2nd May 2024

Best customer service and helpful staff , 10-10

5
Best customer service and helpful staff , 10-10 Reviewed on: 2nd May 2024

I've had excellent service and the customer services...

5
I've had excellent service and the customer services are extremely helpful Reviewed on: 2nd May 2024

Customer service

5
The customer service who I spoke to was understanding with my issues and helped out in the short term Reviewed on: 2nd May 2024

Best card ever.

5
Best card ever. Always useful and need emergency money more help people Reviewed on: 2nd May 2024

Vanquis helped me rebuild my credit score.

5
Vanquis helped me rebuild my credit score back up - pretty much from scratch after a divorce. In five years I have been able to buy my own property. Something I never thought I would be able to do. Reviewed on: 2nd May 2024

Vanquis card

5
Vanquis is good to work with you always now how much you have to spend and how much you have to pay . Reviewed on: 2nd May 2024

On the tin.

5
Does exactly what it says on the tin. Reviewed on: 2nd May 2024

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