Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I’m very happy with the service Vanquis been providing.

5
I’m very happy with the service Vanquis been providing. Thank you Reviewed on: 2nd May 2024

I have no problem with vanquis credit card, been wit...

5
I have no problem with vanquis credit card, been with them 15 years, easy to use website to follow if any problems Reviewed on: 2nd May 2024

High interest rates and lower credit limit for begin...

3
High interest rates and lower credit limit for beginners Reviewed on: 2nd May 2024

I am loving it .

5
I am loving it .It had been amazing experience with Vanquis. Reviewed on: 2nd May 2024

Theyve been very helpful anytime i needed assistance...

5
Theyve been very helpful anytime i needed assistance and their app is really good Reviewed on: 2nd May 2024

Always had good service with vanquis never any issues.

5
Always had good service with vanquis never any issues. Reviewed on: 2nd May 2024

Werry good

5
Nice I liked Reviewed on: 2nd May 2024

Excellent service.

5
Never had an issue with vanquis. All that could be improved is the paying by app service. Mine never seems to work. Reviewed on: 2nd May 2024

Was made easy from the start

5
Was made easy from the start always helpful sorting issues gave a great rate for good paying. Reviewed on: 2nd May 2024

When I am not elegible for any of credit options, va...

5
When I am not elegible for any of credit options, vanquis was the first credit card I ever had, that helped me to boost my credit score Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review