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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Brilliant experience with Vanquis they are very help...

Brilliant experience with Vanquis they are very helpful and the best to go with! Reviewed on: 2nd May 2024

This is an excellent way to build your credit , and...

This is an excellent way to build your credit , and the staff never judge you Reviewed on: 2nd May 2024

I have always found it easy to use

I have always found it easy to use never felt pressure to increase my limit. Really easy to make payments and keep track of my spending Reviewed on: 2nd May 2024

Excellent service always helpful and try to solve an...

Excellent service always helpful and try to solve any issues that I have Reviewed on: 2nd May 2024

It's a high interest credit card for people with poo...

It's a high interest credit card for people with poor credit ratings. Easy to get accepted, lower credit limits, high interest and fees. The finger print recognition on the app really isn't great either. Reviewed on: 2nd May 2024

Never had any problems.

Never had any problems. I like the app to keep up to date. Reviewed on: 2nd May 2024

APR too high, I have an American express card and fo...

APR too high, I have an American express card and for evey 1000 pounds I spend they have a fifty pound minimum payment, where as you are minimum 60 pounds on an outstanding balance above 500 , I have been with you for years and thought it might reduce Reviewed on: 2nd May 2024

I’ve had my Vanquis card for a number of years and f...

I’ve had my Vanquis card for a number of years and first got it to build my credit rating. My credit rating is now excellent thanks in part to having this card. It is easy to manage online, I’ve never had any problems with the app or in managing my card. Reviewed on: 2nd May 2024

Excellent service all the time every time.

Excellent service all the time every time. Been with Vanquis for many many years bow Reviewed on: 2nd May 2024

Always helpful and keep you updated on my account .

Always helpful and keep you updated on my account . Reviewed on: 2nd May 2024

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