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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

They Helped me with Credit when All the Other Banks...

They Helped me with Credit when All the Other Banks Wouldn't and Since Then I Have Managed to Build My Credit And Pay All My Debits, Reviewed on: 2nd May 2024

Easy to talk to people customer service superb

Easy to talk to people customer service superb Reviewed on: 2nd May 2024

Hugely expensive if one doesn't pay one's account of...

Hugely expensive if one doesn't pay one's account off in full each month Reviewed on: 2nd May 2024

Findvanquis to be fair and honest

Findvanquis to be fair and honest Reviewed on: 2nd May 2024

Great card with great app.

I was recommended this card through my clear score app. I needed to improve my credit score. I love the app as it gives me instant access to my balance and when my payment is due I get a notification to remind me. I also have the choice to either pay off balance, pay the minimum or choose another amount to pay. This makes managing my balance much easier. I have managed to increase my credit score by showing I can manage my balances which has helped me accrue a better credit score. They gave me a chance to have a credit card when nobody else would. Reviewed on: 2nd May 2024

Claim to be understanding, but they’re not!

Received a missed payment on my credit file, before 30 days despite being in touch with them. Make out they’re approachable to talk to, but then just threaten you to pressure you to pay, so I did and then even though it hadn’t been a full month I’ve received the mark on my credit file. Reviewed on: 2nd May 2024

Good service

I’ve found Vanquis a good credit card , good service , and keeping me well informed . Reviewed on: 2nd May 2024

Excellent service website us very easy to navigate

Excellent service website us very easy to navigate Reviewed on: 2nd May 2024

Perfect fast

Perfect ! And is not expensive rate back Reviewed on: 2nd May 2024

So easy to use I love it, I have had my card for qui...

So easy to use I love it, I have had my card for quite a few years now and having the app makes it alot easier Reviewed on: 2nd May 2024

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