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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Perfect card for getting on the financial ladder

4
Fantastic card as a credit builder but interest rates could be a little cheaper Reviewed on: 2nd May 2024

I have always found Vanquis to be a very reliable so...

5
I have always found Vanquis to be a very reliable source for credit cards, if you need to contact them through their customer services the process is so easy and their staff are so knowledgeable and friendly, as well as being helpful. Reviewed on: 2nd May 2024

Extortionate rates make sure you pay off what you owe

2
Extortionate rates make sure you pay off what you owe Reviewed on: 2nd May 2024

Great Service, amazing app.

5
Got the vanquis card, great app, easy to manage your finances, easy to see transactions and make payments. I have had to call customer services once and they were really helpful. Reviewed on: 2nd May 2024

Love it and good rate and easy to use

5
Love it and good rate and easy to use Reviewed on: 2nd May 2024

Didiandi

5
Always easy to use the app online and very helpful on the telephone. Reviewed on: 2nd May 2024

Love vanquis

5
Love vanquis great app easy to use Reviewed on: 2nd May 2024

I love you use vanquis card everty time

5
I love you use vanquis card everty time Reviewed on: 2nd May 2024

The best, everything is excellent so far.

5
The best, everything is excellent so far. Reviewed on: 2nd May 2024

Easy to use and alright customer service

4
Easy to use and alright customer service Reviewed on: 2nd May 2024

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