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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good service for customers

5
Good service for customers easy to use app Reviewed on: 2nd May 2024

It’s very good , problems get sorted very quickly

5
It’s very good , problems get sorted & solved very quickly Reviewed on: 2nd May 2024

Recommended

5
Easy to use app and easy to make monthly payments Reviewed on: 2nd May 2024

Expensive and don’t expect a reduction in a.

2
Expensive and don’t expect a reduction in a.p.r. Even when you’re a long term customer. Pay off and switch Reviewed on: 2nd May 2024

vanquis card

5
i have used this card for a few years now and found it a great card with all the benifits i needed .great customer service when needed Reviewed on: 2nd May 2024

Excellent service and friendly always customer servi...

5
Excellent service and friendly always customer service and support excellent Reviewed on: 2nd May 2024

I’ve been with Vanquis for several years

5
I’ve been with Vanquis for several years, I think the rates are fair and the card is usable everywhere which is great Reviewed on: 2nd May 2024

Excellent service good overall phone service from st...

5
Excellent service good overall phone service from staff and very helpfull Reviewed on: 2nd May 2024

Good experience so far.

5
Good experience so far. I have not used nor received any of the credits awards but I trust all is working well for those using it. Reviewed on: 2nd May 2024

Easy application always contact 1st about a credit i...

5
Easy application always contact 1st about a credit increase Reviewed on: 2nd May 2024

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