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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very user friendly app.

5
Very user friendly app. Clear balance and easy to make payments. Interest amount would be better on the Home Screen rather than in statements. Reviewed on: 2nd May 2024

Vanquis app

4
Easy use of app good credit builder Reviewed on: 2nd May 2024

First class service!

5
I've been with Vanquis for many years now and have found their service to be first class. On the very rare occasions that I've needed to contact them, my queries were, without exception, dealt with quickly, politely and above all, professionally. Reviewed on: 2nd May 2024

Decent but interest fees are somewhat high

4
Decent but interest fees are somewhat high Reviewed on: 2nd May 2024

All great!

5
All great! Can’t complain! Very good for poor credit to help improve great customer service always keep you on top of payment ect! App is very easy to use and easy to navigate, would definitely recommend Reviewed on: 2nd May 2024

Credit builder

5
Credit builder card has helped my score go up 200 points. Reviewed on: 2nd May 2024

good contact, great service quick responses, clear a...

5
good contact, great service quick responses, clear application Reviewed on: 2nd May 2024

Easy and simple application process and accepted imm...

5
Easy and simple application process and accepted immediately Reviewed on: 2nd May 2024

Email to make payment do so only to find auto paymen...

2
Email to make payment do so only to find auto payment came off a hour later as payment dosnt show to next day that being way out of date all other cards are instant !!!! Reviewed on: 2nd May 2024

Easy to use app everything in plain English excellen...

5
Easy to use app everything in plain English excellent credit limit builds your credit score well done works all round the world so take it everywhere easy to make payments online with the easy of paying from your bank account Reviewed on: 2nd May 2024

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