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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It was good I could get a loan but not so good you...

It was good I could get a loan, but not so good you can't check your balance on an app. Reviewed on: 2nd May 2024

Never had any issues with Vanquis, very satisfied

Never had any issues with Vanquis, very satisfied Reviewed on: 2nd May 2024

Great credit building!

I am so happy with Vanquis because everything customer service the credit app and bills are all manageable and great especially if your new or struggling and they always hear and understand! Our matters, matters to yourself keep it up! Great communication and offers. Reviewed on: 2nd May 2024

Nice card but the interest rate is way too high.

Nice card but the interest rate is way too high. Reviewed on: 2nd May 2024

I have been with vanquis alot of years and never had...

I have been with vanquis alot of years and never had a problem, always treat me as an individual. Reviewed on: 2nd May 2024

Brilliant

I’ve been with vanquish a while now and no problems at all. The app is brilliant and kept updated all the time. Very happy Reviewed on: 2nd May 2024

Easy to apply, careful when increasing credit limits...

Easy to apply, careful when increasing credit limits to check affordability. Reviewed on: 2nd May 2024

Rubbish service

They take days to process your payments Reviewed on: 2nd May 2024

Reduce my card from a1000to950£ paid dd without fail...

Reduce my card from a1000to950£ paid dd without fail for 5years no sign of credit increase so not used much Reviewed on: 2nd May 2024

Its a decent proposal, I needed to build up my credi...

Its a decent proposal, I needed to build up my credit and vanquis was happy to help, i was able to bring up my rating but decided to stay with them from loyalty. I wish they had extra perks like points or cash back just to get something back Reviewed on: 2nd May 2024

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