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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Its a good start for people who don’t have good cred...

Its a good start for people who don’t have good credit history and vanquis give you a chance to prove yourself that you are responsible person who lends money on time and pay on time that how you make your credit history better Reviewed on: 2nd May 2024

Great company easy to use app, when you need to spea...

Great company easy to use app, when you need to speak to someone very easy Reviewed on: 2nd May 2024

Good experience easy to use the app

Good experience easy to use the app Reviewed on: 2nd May 2024

Vanquis credit card

Love the app easy and good to use, not difficult to get credit Reviewed on: 2nd May 2024

Simple interface to use, good customer service, alwa...

Simple interface to use, good customer service, always responsive and helpful Reviewed on: 2nd May 2024

When it says Credit Builder it means it

I first got my Vanquis card when my Credit rating was at an all time low. My wife was not working and I had some big expenses going out, draining my pay so much I found it difficult to pay the bills and get the weekly food shop. I needed a short term boost of cash that would not gouge my finances. The Vanquis card gave me that buffer I needed to see me through. Circumstances change as they do, and now my Credit rating is through the roof. I still have the Vanquis card, but it gets cleared the month after it is used, that helps show a health use of credit, and I never let my spending exceed my income. I am now saving again, and I do not feel stress at paying a surprise bill if one comes in. Reviewed on: 2nd May 2024

All Good, no complaints from me, Customer Service ve...

All Good, no complaints from me, Customer Service very helpful Reviewed on: 2nd May 2024

The interest rates are sky high nearly unaffordable.

The interest rates are sky high nearly unaffordable. It’s a debt trap. Reviewed on: 2nd May 2024

Improved My Credit Score

I'm very happy with Vanquis - I've seen a huge improvement in my credit score since banking with them. Reviewed on: 2nd May 2024

Easy application

Easy application, quick decision, transfer possible Reviewed on: 2nd May 2024

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