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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

VANQUIS IS MY FINANCIAL PILLAR.

VANQUIS IS MY FINANCIAL PILLAR. I have not had any negative experience being with Vanquis because Vanquis has been my pillar this time that the cost of living is unbearable. With Vanquis i am always liquid till pay day. I respect Vanquis being a pillar for me . Reviewed on: 2nd May 2024

I always get a reminder near my excellent service

I always get a reminder near my limit so I can put money on the app. The app is extremely easy to use. When I ring customer service always helpful and l knowledgeable only credit card I will use niw Reviewed on: 2nd May 2024

There great ...

There great never had an issue top marks not just saying this my favourite credit card Reviewed on: 2nd May 2024

Disappointed

Very decent advisor, honest, however he couldn’t help me, because the “system “ doesn’t allow…. Reviewed on: 2nd May 2024

Kind, friendly service and always suppportive, no ma...

Kind, friendly service and always suppportive, no matter what. Reviewed on: 2nd May 2024

Credit builder card with Vanquis is a good way to st...

Credit builder card with Vanquis is a good way to start building credit. My only issue with credit building is as with all credit issues you pay more APR than anyone with good credit. So they don’t make it easy to offer more payment schemes and seem to punish those who get their self in to difficulty given our current economy Reviewed on: 2nd May 2024

Simply to follow, clear instructions

Simply to follow, clear instructions Reviewed on: 2nd May 2024

Great service

Easy to get hold of customer services. They remind me in plenty of time when my bill is due. Reviewed on: 2nd May 2024

I was informed my card had been cancelled then sent...

I was informed my card had been cancelled then sent correspondence to acknowledge Vanquis had made a mistake.i found this distressing so cleared my debt and will now look towards a different supplier Reviewed on: 2nd May 2024

Never had a problem, easy to navigate app

Never had a problem, easy to navigate app Reviewed on: 2nd May 2024

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