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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The app is very good and user friendly.

3
The app is very good and user friendly. However the interest rate (already high) has been hiked twice recently to a bonkers 46.4%. So no, I wouldn’t recommend this to anyone! Looking to clear it ASAP Reviewed on: 2nd May 2024

Extremely easy and helpful for all your financial ne...

5
Extremely easy and helpful for all your financial needs with a great interest rate, easy to check and keep ahead with the app which in itself is very easy to usegiving you financial tips on using your card safely and securely help is just a click away if needed, highly recommended Reviewed on: 2nd May 2024

Good experience with this credit card provider

5
Good experience with this credit card provider Reviewed on: 2nd May 2024

Good services

4
Everything is good but I am looking for more credit so I don’t go over 50% of my limit other than that everything is good Reviewed on: 2nd May 2024

I’m just trying to win the money

5
I’m just trying to win the money Reviewed on: 2nd May 2024

Excellent experience gone above

5
Excellent experience gone above Reviewed on: 2nd May 2024

Really great customer service.

5
Really great customer service. Appreciate Reviewed on: 2nd May 2024

Good company, it has helped me to improve my...

3
Good company, it has helped me to improve my credit Reviewed on: 2nd May 2024

Hassle free, no hidden charges very transparent

5
Hassle free, no hidden charges very transparent Reviewed on: 2nd May 2024

I find Vanquis to very easy and convenient to deal w...

5
I find Vanquis to very easy and convenient to deal with and have had absolutely no problems at all Reviewed on: 2nd May 2024

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