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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Had a card for years now as you build a trusted cred...

5
Had a card for years now as you build a trusted credit portfolio you are then rewarded with a better interest rate, which is a good idea as they keep you as a customer Reviewed on: 2nd May 2024

I pay well and my score is going up yet i never get...

3
I pay well and my score is going up yet i never get updated on any changes or offered any positive and i have been a customer for over 2 years Reviewed on: 2nd May 2024

Smooth start to finish excellent company love my car...

5
Smooth start to finish excellent company love my card has great rates Reviewed on: 2nd May 2024

Helped me out a few times especially when my car par...

5
Helped me out a few times especially when my car part was a lot of money and was able to pay off over 2 months Reviewed on: 2nd May 2024

Great card

5
Really easy to use and super easy to keep track of what you owe Reviewed on: 2nd May 2024

Reliable app functioning and quick response to the r...

5
Reliable app functioning and quick response to the raised quires Reviewed on: 2nd May 2024

Excellent experience.

5
Excellent experience. Great credit card company. Reviewed on: 2nd May 2024

Brilliant Service

5
Since opening this account, I have had no issues, I pay on time, find the app easy to use and customer service is very good. Reviewed on: 2nd May 2024

you have always given me great help and have never h...

5
you have always given me great help and have never had any problems Reviewed on: 2nd May 2024

Excellent customer service and a good apr rate would...

5
Excellent customer service and a good apr rate would highly recommend Reviewed on: 2nd May 2024

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