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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent service from Vanquis

I’ve been with Vanquis for quite sometime now with regard to the use of their credit card, and it’s been a pleasure using their service. The Vanquis credit card has helped me a lot, especially in dire situations where I find myself cash strapped in certain months, hence having to use the Vanquis credit card and being able to pay back in good time without having to incur much interest. Reviewed on: 2nd May 2024

Excellent service.

Excellent service and always helpful. Reviewed on: 2nd May 2024

Fantastic customer service very helpful

Fantastic customer service very helpful Reviewed on: 2nd May 2024

So far I have had a good experience.

So far I have had a good experience. Interest rate is a bit high which is why I don’t use it often. Reviewed on: 2nd May 2024

too much cost so balance never goes down enough

too much cost so balance never goes down enough Reviewed on: 2nd May 2024

Easy to use app, and set up Apple Pay on my phone fo...

Easy to use app, and set up Apple Pay on my phone for added security, no real issues, % is a little high if I need extra credit, then can be hard to pay back, but in a good position right now Reviewed on: 2nd May 2024

Satisfactory customer services , response time excel...

Satisfactory customer services , response time excellent, initial application was straightforward and thorough Reviewed on: 2nd May 2024

A great credit card to have.

A great credit card to have. Reasonable interest rates. Very easy to use app that keeps me on top of my spending. Highly recommend. Reviewed on: 2nd May 2024

Great service, more human and efficient.

Great service, more human and efficient. Reviewed on: 2nd May 2024

Great customer service and always happy to help

Great customer service and always happy to help Reviewed on: 2nd May 2024

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